Insights
The Borgman Agency Blog
Plain-English guides for Idaho drivers, homeowners, and business owners.
Auto
Auto
Idaho Auto Insurance Requirements: What Every Driver Needs to Know
From state minimums to the coverage we actually recommend — here's what every Idaho driver should understand about their auto policy.
Joshua Borgman5 min read
Home
Home
Home Insurance in Boise, Idaho: What's Covered and What's Not
Wildfire, water backup, replacement cost vs. actual cash value — a plain-English guide to what your Treasure Valley homeowners policy actually does.
Lauren Borgman6 min read
Tips
Tips
Independent vs. Captive Insurance Agent: Why It Matters for Your Wallet
The agent on the other end of the phone either has one carrier to sell — or many. Here's why the difference shows up on your bill.
Joshua Borgman4 min read
Local
Local
The 2026 Boise Insurance Guide: What Treasure Valley Residents Should Know
From wildfire smoke and hailstorms to Boise's rising home values and commuter traffic on I-84 — here's how local conditions should shape your insurance in 2026.
Joshua Borgman7 min read